Why is it so hard to get my virginity taken away?

I'm a guy, almost 21 and still a virgin. I'm not up for a relationship right now. I mean, socially, do I HAVE to be in a relationship to get laid? I haven't ran into any loose girls yet and I don't know of any hookers in my area. I'm too shy to hit on a girl and even when I did I got rejected. What do I need to do to get laid? All I want is a one-night stand and that's it so how do I get it? Rosie Palm isn't enough for me anymore. It no longer fully satisfies me ually. I just can't take it anymore so how do I get laid?